Effective Date: 5/27/2026

The Carder Agency (“Company,” “we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you provide through our website.

This Privacy Policy explains what information we collect, how we use it, how we share it, and the choices available to you regarding your information.

By accessing or using our website, you consent to the practices described in this Privacy Policy.

We may collect information you voluntarily provide, including:

• Name
• Business name
• Email address
• Telephone number
• Mailing address
• Insurance-related information
• Information submitted through contact forms
• Information submitted through quote request forms
• Information submitted through appointment scheduling forms
• Any other information you choose to provide

When you visit our website, we may automatically collect information such as:

• IP address
• Browser type
• Device information
• Operating system
• Pages viewed
• Time and date of visit
• Referring websites
• Website usage information

This information helps us improve our website and services.

We may use your information to:

• Respond to inquiries
• Provide insurance quotes
• Evaluate insurance coverage options
• Communicate regarding products and services
• Schedule appointments
• Send requested information
• Improve our website and services
• Comply with legal and regulatory requirements
• Detect and prevent fraud
• Protect our rights and property

If you request an insurance quote, insurance consultation, or apply for insurance products, we may collect information necessary to evaluate coverage options.

Depending on the coverage requested, this information may include:

• Personal information
• Business information
• Property information
• Vehicle information
• Claims history
• Coverage preferences
• Underwriting information

We may share this information with insurance carriers, managing general agencies, wholesalers, comparative rating platforms, underwriters, and service providers for the purpose of obtaining quotes, underwriting coverage, issuing policies, and servicing accounts.

Submission of information does not guarantee coverage, approval, or policy issuance.

We may use Google Analytics to understand how visitors use our website.

Google Analytics may collect information including:

• IP address
• Device information
• Browser information
• Pages visited
• Time spent on pages
• Referral sources

This information helps us improve website performance and user experience. You can learn more about Google’s privacy practices at: https://policies.google.com/privacy

Our website may use Meta Pixel technology to measure advertising effectiveness and improve our marketing efforts.

Meta Pixel may collect:

• Website activity
• Device information
• Browser information
• Advertising interaction data

Information collected may be processed by Meta Platforms, Inc. according to Meta’s privacy policies. You may manage advertising preferences through your Facebook or Instagram account settings.

If you schedule appointments through Calendly or similar scheduling services, we may collect:

• Name
• Email address
• Phone number
• Appointment details

Scheduling information may be processed by third-party scheduling providers according to their respective privacy policies.

We may send emails regarding:

• Insurance quotes
• Policy servicing
• Renewal notices
• Agency updates
• Educational information
• Marketing communications

You may unsubscribe from marketing emails at any time by clicking the unsubscribe link included in the email. Even if you opt out of marketing communications, we may continue sending transactional or service-related communications.

If you provide your mobile phone number and consent to receive text messages, we may send SMS messages regarding:

• Insurance quotes
• Policy servicing
• Appointment confirmations
• Renewal reminders
• Customer support

SMS consent is not shared with third parties or affiliates for marketing purposes.

Message frequency may vary depending on your relationship with our agency.

Message and data rates may apply based on your wireless carrier’s plan.

You may opt out at any time by replying: STOP

You may receive one final confirmation message after opting out.

For assistance, reply: HELP

or contact:

The Carder Agency
Phone: 918-406-2353

Our website may use cookies and similar technologies to:

• Improve website functionality
• Analyze website traffic
• Understand visitor behavior
• Enhance user experience

You may disable cookies through your browser settings; however, some website functionality may be affected.

We do not sell your personal information.

We may share information with:

• Insurance carriers
• Underwriters
• Managing general agencies
• Comparative rating providers
• Technology vendors
• Marketing service providers
• Appointment scheduling providers
• Email and SMS communication providers
• Government agencies when required by law
• Legal authorities when necessary to protect our rights or comply with legal obligations

We maintain reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, use, disclosure, alteration, or destruction.

However, no method of transmission over the internet or electronic storage system can be guaranteed to be completely secure.

We retain personal information as long as reasonably necessary to:

• Provide requested services
• Maintain business records
• Comply with insurance regulations
• Meet legal obligations
• Resolve disputes
• Enforce agreements

Retention periods vary based on the nature of the information and applicable legal requirements.

Our website may contain links to third-party websites. We are not responsible for the privacy practices, content, or security of third-party websites. We encourage users to review the privacy policies of those websites.

Our website is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that such information has been collected, we will take reasonable steps to remove it.

Some web browsers offer a “Do Not Track” feature. Because there is currently no universally accepted standard for responding to such signals, our website may not respond to Do Not Track requests.

Depending on your state of residence, you may have rights regarding your personal information, including:

• Access to personal information
• Correction of inaccurate information
• Deletion of personal information
• Obtaining a copy of personal information
• Limiting certain uses of personal information
• Appealing privacy-related decisions

To exercise these rights, please contact us using the information below.

We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated Effective Date.

The Carder Agency
Phone: 918-406-2353
Email: info@carderagencyok.com
Website: https://www.carderagencyok.com/
Mailing Address: 11063-D Memorial Dr. #245, Bixby, OK 74008

If you have questions regarding this Privacy Policy, please contact us using the information above.